Disability income threshold

In the U.S., Social Security disability insurance (SSDI) benefits are typically only available to qualifying adults with a work history. In order to qualify for these benefits, disabled adults must have worked and paid into the system. They must accrue a specific number of work credits to qualify. However, children whose parents are disabled, retired, or deceased may also be able to collect benefits.

In 2017 alone, the Social Security Administration paid an average of $2.6 billion each month to more than 4.2 million qualifying children. This money helps children complete high school and pays for food and shelter. When a parent becomes disabled or suddenly passes away, Social Security benefits can help keep the family afloat and provide a vital income for these children.

There are currently 8.4 million disabled workers receiving a monthly disability check in the United States, along with approximately 1.6 million spouses and children of disabled workers. While Social Security was initially created for retired workers, disability income was added to help those workers who are unable to continue to work and make a living. Each year, the monthly earning thresholds are (at least marginally) increased. The monthly earning thresholds allow a disabled person to earn up to a specific amount of money before disability payments cease.