Derek Cervoni

Derek Cervoni

Recent Posts

2024 Social Security Benefits Primer: There Are More Benefits Than You Might Think!

Posted by Derek Cervoni on Dec 29, 2023 11:08:11 AM

As you prepare for the Social Security changes that 2024 will bring, you should know about all of the benefits to which you may be entitled. This guide will walk you through the variety of Social Security benefits available so you can ensure you’re receiving all the money you qualify for. 

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Topics: Social Security

Cost-of-Living Adjustment (COLA) and Other Changes for 2024

Posted by Derek Cervoni on Nov 29, 2023 11:09:03 AM

Social Security and Supplemental Security Income (SSI) benefits will increase 3.2% in 2024 for more than 71 million Americans. If you receive either of these benefits, you’ll likely have questions concerning what this means for your monthly benefit and other potential changes. Keep reading for all you need to know about the COLA adjustment for 2024.

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Topics: Social Security

Social Security Disability Insurance Vs. Long-Term Disability Insurance: Which One Fits Your Needs?

Posted by Derek Cervoni on Aug 30, 2023 7:14:36 AM

At the end of a long, hard day at work, the idea that it would be nicer to not work at all may come to mind. The reality, though, is not nearly as relaxing as one would think.

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Topics: Disabilities, Insurance

Why Is It So Hard To Get My Disability Claim Approved?

Posted by Derek Cervoni on Jun 28, 2023 1:04:58 AM

Every year, thousands of Americans battle for Social Security disability benefits–including those who have already won their case. The sheer number of errors and red tape frustrates both sides of political lines, as well as Social Security officials themselves.  

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Topics: Disabilities

Will The National Debt Affect My Social Security Checks?

Posted by Derek Cervoni on Jun 12, 2023 10:35:18 AM

If you’ve even glanced at the news this month, you’ve probably seen headline after headline about how the US might not be able to pay its debts, and that the country might even default. With that possibility looming overhead, many Americans have wondered if their Social Security benefits are on the chopping block.

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Topics: Social Security

Here’s How People Can Lose Social Security Benefits

Posted by Derek Cervoni on May 10, 2023 10:34:22 AM

Social Security is associated with retirees, but it also covers disabled people through Social Security Disability Insurance (SSDI) and those with limited resources through Supplemental Security Income (SSI). 

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Topics: Social Security

Relief for SSI Disability Recipients: New Proposal to End Food Penalties Brings Hope To Thousands

Posted by Derek Cervoni on Mar 10, 2023 5:32:46 AM

The Social Security Administration (SSA) has recently proposed changes to the Supplemental Security Income (SSI) program that would affect the benefits received by millions of disabled individuals in the United States. Currently, those receiving SSI are susceptible to having their monthly payments docked–as much as by one-third–if they have their food provided by an outside source, such as family members or neighbors.  

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Topics: SSI

How A New Government Act Can Help People With Disabilities Save For The Future–Without Risking Their Benefits

Posted by Derek Cervoni on Feb 24, 2023 2:09:00 AM

Since 2014, the ABLE (Achieving a Better Life Experience) Act has allowed people with disabilities to save for future expenses without jeopardizing their eligibility for vital government benefits like Medicaid or Social Security. However, it only applied to those who became disabled before turning 26 years old. 

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Topics: Disabilities

Beyond Retirement and Disability: 4 Little-Known Social Security Services

Posted by Derek Cervoni on Feb 8, 2023 2:03:51 AM

Social security is much more than just retirement benefits. In addition to providing monthly payouts and health care coverage to eligible recipients, social security also offers other services that are not widely known and often overlooked. We’ve gathered a few of the most helpful ones, and we’re sure you’re going to want to remember these for the future!

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Topics: Social Security

Can Family Members Receive SSDI Benefits?

Posted by Derek Cervoni on Dec 15, 2022 12:26:47 PM

If you have a medical condition that qualifies you to receive Social Security Disability Insurance (SSDI), it’s important to note that certain family members may also be able to receive monthly payments. This can go a long way toward alleviating the financial burdens or stresses faced by loved ones.  

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Topics: SSDI benefits