Are SSI and SSDI Recipients Eligible for the Second Stimulus Check?

Are SSI and SSDI Recipients Eligible for the Second Stimulus Check?

Posted by Derek Cervoni on Jan 15, 2021 8:52:00 AM


If you’re a Supplemental Security Income (SSI) or Social Security Disability Income (SSDI) recipient, there’s another stimulus payment on the way.

In late December, Congress enacted a second COVID-19 pandemic relief bill, a $900 billion economic relief package that includes funds for another direct stimulus payment for Americans, enhanced unemployment benefits, and additional aid for ailing businesses.

Like the first COVID relief package, SSI and SSDI recipients are eligible to receive the second $600 direct stimulus payment.

There are a few important things to note, however, about how you will receive the second payment and what to do if you don’t receive it – and if you’re still waiting on the first one. Read on for all the info.

When and How Will You Receive Your Payment?

The IRS has already begun sending the second stimulus payment and must do so for all eligible Americans by January 15th. Much like the first payment, if you filed a 2019 tax return, you will automatically receive the stimulus payment via direct deposit into your bank account.

If you didn’t file a 2019 tax return, you will receive your payment in the manner you normally receive your Social Security benefits. This may be in the form of a direct deposit, a debit card in the mail, or a paper check.

You can use the IRS’s online Get My Payment Tool to check the status of your payment.

There are a few additional caveats to keep in mind, depending on your situation.

If you receive SSI or SSDI and you have dependent children under 16 years old, you may not receive the extra $600 stimulus they are entitled to by January 15th. For example, if you didn’t file a 2019 tax return and didn’t use the IRS’s non-filer request payment tool for the first stimulus payment, it’s likely you won’t get the dependent stimulus payment with the second round.

In this scenario, you will be able to claim the additional $600 per child amount when you file your 2020 tax return as a “Recovery Rebate” tax credit.

Additionally, if you’re listed as a dependent on someone else’s tax return – like your adult child’s return – you are not eligible for a second stimulus payment.

What Do You Do If You Don’t Receive Your Second Stimulus Payment By January 15th?

If you do not receive your second stimulus payment and you’re eligible for one, it’s likely the IRS needs more information about your eligibility. To receive your payment, you’ll need to wait until you file your 2020 taxes and claim the additional amount using the Recovery Rebate tax credit.

What Should You Do If You’re Still Waiting on the First Stimulus Payment?

If you’re still waiting on your first stimulus payment and you didn’t register with the IRS’s non-filers online tool, the IRS will also allow you to claim this amount on your 2020 taxes using the Recovery Rebate tax credit. Be sure to track the status of the first and second payments using the IRS’s Get My Payment tool.

Additional Links for Information

Visit the below links for additional information on the second stimulus payment and how to ensure you receive it if you’re eligible.

Reach Out With Your SSDI Eligibility Issues

If you have questions or issues with your Social Security Disability eligibility, please contact us for a free consultation. We can help you navigate the system, simplify the application process, file an appeal, and get you the benefits you deserve.

Topics: SSDI benefits, SSDI